If you think that financial statements are only for experts, you are mistaken -- financial statements are for you. Financial statements are prepared and made available to you by every company you invest in, every charity you support, your employer, your bank, your place of worship, your state and town or city, even your customers and suppliers. In short, everyone with whom you have any financial relationship "keeps books" that can help you better control your financial relationships.

Statements as thick and glossy as the Annual Report of a multinational corporation or as simple as the typed Treasurer's Report of a small club all provide information of considerable potential value to you. Getting that important information out of statements, however, can be confusing, especially when management "insiders" are hiding something.

Our best-selling book, How to Read a Financial Statement, concisely describes for the nonaccountant the purposes and arrangement of balance sheets, income, and cash flow statements and how to judge them. For example, we tell you where to find questionable items in audited statements. Our glossary contains definitions of terms.

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