How to Use Credit Wisely

Contents

I. BUY NOW, PAY LATER

* The Benefits of a Good Credit Rating
* The Risks of Using Credit

II. YOUR CREDIT

* How To Establish Credit
* How to Shop for Credit
* Credit Cards and Credit Card Rates
* How to Choose the Right Credit Card
* Other Types of Borrowing
* Credit Protection Laws
* Should You Co-Sign For Someone Else’s Credit?

III. HOW LENDERS EVALUATE YOUR CREDIT
POTENTIAL

* The Three “Cs” of Credit
* How Lenders Score Credit
* Limitations of Credit Scoring Systems

IV. MAINTAINING A GOOD CREDIT RATING

* Credit Reports
* The Fair Credit Reporting Act
* Credit Complaints
* Avoiding Credit Card Fraud
* How to Rebuild Your Credit History
* “Credit Repair” Companies

V. THE CONSEQUENCES OF UNWISE USE OF
CREDIT

* Bankruptcies have Soared
* Alternatives to Bankruptcy
* The Bankruptcy Decision

Further Reading

[x] Home

[x] About Us
[x] Introduction

[x] Trustees

[x] Trust History

[x] Law 501

[x] P. T. C.

[x] Stay Healthy

[x] Book Store

Types of Trusts

[x] Revocable

[x] Business

[x] Real Estate

[x] Children's

[x] Investment

[x] Insurance

[x] Private Fdtn.

[x] Special Needs

[x] Medical Ser.

[x] Family Fdtn.

Office Pics


House #1


House #2